Yankovich, D., Rathee, N. and Rathee, V. S. (2024) “Implications of Student Loan and Finance Management Skills for Undergraduate Students”, ESI Preprints (European Scientific Journal, ESJ), 19(31), p. 26. Available at: https://esipreprints.org/index.php/esipreprints/article/view/837 (Accessed: 23 June 2026).