GAMSAKHURDIA, Tamar; KADAGIDZE, Lamara. Enhancing the Adoption of Financial Innovations to Foster Socioeconomic Welfare. ESI Preprints (European Scientific Journal, ESJ), [S. l.], v. 24, p. 253, 2023. Disponível em: https://esipreprints.org/index.php/esipreprints/article/view/698. Acesso em: 24 apr. 2026.